:root{--navy:#103a51;--navy2:#082736;--blue:#1e789f;--cyan:#28a8bb;--sky:#eaf5f8;--soft:#f5f8f9;--ink:#172b36;--muted:#5d707a;--white:#fff;--line:#dbe6ea;--shadow:0 18px 55px rgba(8,39,54,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.65;background:#fff}a{color:var(--blue)}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:100;background:#fff;padding:10px}.topbar{background:var(--navy2);color:#dce9ee;font-size:.78rem}.topbar .wrap{display:flex;justify-content:space-between;padding:7px 0}.topbar a{color:#fff;text-decoration:none}.site-header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.98);border-bottom:1px solid var(--line)}.nav{min-height:88px;display:flex;align-items:center;gap:26px}.brand img{width:205px}.nav-links{margin-left:auto;display:flex;align-items:center;gap:25px}.nav-links>a,.dropdown>a{color:var(--navy);text-decoration:none;font-size:.94rem;font-weight:700}.dropdown{position:relative;padding:30px 0}.dropdown-menu{display:none;position:absolute;top:75px;left:-20px;width:270px;background:#fff;box-shadow:var(--shadow);border:1px solid var(--line);padding:10px}.dropdown:hover .dropdown-menu,.dropdown:focus-within .dropdown-menu{display:block}.dropdown-menu a{display:block;padding:10px 12px;text-decoration:none;color:var(--navy);font-weight:700}.dropdown-menu a:hover{background:var(--sky)}.menu-button{display:none}.btn{display:inline-flex;justify-content:center;align-items:center;border:0;border-radius:4px;padding:13px 21px;background:var(--navy);color:#fff;text-decoration:none;font-weight:800;cursor:pointer}.btn:hover{background:var(--blue)}.btn.alt{background:var(--cyan);color:var(--navy2)}.btn.light{background:#fff;color:var(--navy)}.btn.ghost{background:transparent;border:1px solid rgba(255,255,255,.65)}.btn.full{display:flex;width:100%}.hero{min-height:690px;display:flex;align-items:center;color:#fff;background:linear-gradient(90deg,rgba(8,39,54,.92),rgba(16,58,81,.52)),url('original/hero-banner.webp') center/cover}.hero-copy{padding:90px 0;max-width:830px}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:.77rem;font-weight:900;color:#8de1eb}.eyebrow.dark{color:var(--blue)}h1,h2,h3{line-height:1.16;color:var(--navy);margin-top:0}.hero h1,.page-hero h1{color:#fff;font-size:clamp(2.5rem,5.5vw,5rem);max-width:980px;margin:.2em 0}.hero p,.page-hero>div>p:not(.eyebrow){font-size:1.16rem;max-width:760px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero-proof{display:flex;gap:28px;flex-wrap:wrap;list-style:none;padding:0;margin-top:38px;font-weight:700}.hero-proof li:before{content:'✓';color:#7fe0e9;margin-right:8px}.trust{background:var(--navy);color:#fff}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding:25px 0;text-align:center;font-size:.92rem}.section{padding:82px 0}.section.soft{background:var(--soft)}.section h2{font-size:clamp(1.9rem,3.2vw,3.25rem);margin-bottom:18px}.lead{font-size:1.12rem;color:var(--muted);max-width:840px}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:36px}.image-card,.plain-card,.course-card,.article-grid article{border:1px solid var(--line);background:#fff;box-shadow:0 8px 30px rgba(8,39,54,.06)}.image-card img{height:210px;width:100%;object-fit:cover}.image-card div,.plain-card{padding:24px}.image-card h3,.plain-card h3{font-size:1.27rem}.image-card a,.plain-card a,.course-card a,.article-grid a{font-weight:800;text-decoration:none}.split,.two-col{display:grid;grid-template-columns:1.08fr .92fr;gap:60px;align-items:center}.checks{list-style:none;padding:0}.checks li{position:relative;padding:8px 0 8px 30px}.checks li:before{content:'✓';position:absolute;left:0;color:var(--cyan);font-weight:900}.text-link{font-weight:800}.quote{min-height:350px;padding:45px;display:flex;align-items:center;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;box-shadow:var(--shadow)}.quote p{font-size:clamp(1.6rem,3vw,2.5rem);line-height:1.35}.local-home{background:var(--sky)}.local-panel,.fact-box,.reassurance{padding:32px;background:var(--navy);color:#fff;box-shadow:var(--shadow)}.local-panel h3,.fact-box h2,.fact-box h3,.reassurance h2{color:#fff}.phone-link,.phone{display:block;color:#fff;margin-top:16px;font-weight:800}.chips{display:flex;flex-wrap:wrap;gap:10px;margin:25px 0}.chips a{padding:9px 14px;border:1px solid #b9d6df;background:#fff;color:var(--navy);text-decoration:none;font-weight:700}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:38px}.steps article{padding:25px;border-top:4px solid var(--cyan);background:var(--soft)}.steps b{font-size:2rem;color:var(--blue)}.page-hero{padding:75px 0;background:linear-gradient(120deg,var(--navy2),var(--blue));color:#fff}.page-hero.compact{padding:55px 0}.page-hero h1{font-size:clamp(2.35rem,5vw,4.3rem)}.category-hero img{height:390px;width:100%;object-fit:cover;box-shadow:var(--shadow)}.breadcrumb{display:flex;flex-wrap:wrap;gap:9px;font-size:.82rem;margin-bottom:32px}.breadcrumb a,.breadcrumb span,.breadcrumb b{color:#d7edf2;text-decoration:none}.catalog-tools{padding:25px;background:var(--soft);margin-bottom:30px}.catalog-tools label{display:block;font-weight:800;margin-bottom:8px}.catalog-tools input{width:min(600px,100%);padding:13px;border:1px solid #bfcfd5}.filters{display:flex;flex-wrap:wrap;gap:9px;margin:18px 0}.filter{border:1px solid #bfcfd5;background:#fff;color:var(--navy);padding:8px 13px;cursor:pointer}.filter.active{background:var(--navy);color:#fff}.course-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.course-card{padding:25px;display:flex;flex-direction:column}.course-card[hidden]{display:none}.course-card>span,.article-grid span{text-transform:uppercase;color:var(--blue);font-weight:900;font-size:.73rem;letter-spacing:.08em}.course-card h2,.course-card h3{font-size:1.25rem;margin:10px 0}.course-card p{color:var(--muted);flex:1}.content-sidebar{display:grid;grid-template-columns:minmax(0,1fr) 350px;gap:60px;align-items:start}.content h2{font-size:1.8rem;margin-top:45px}.content h2:first-child{margin-top:0}.sticky{position:sticky;top:120px}.fact-box dl{margin:0 0 24px}.fact-box dt{font-size:.75rem;text-transform:uppercase;color:#91cbd8;font-weight:900;margin-top:16px}.fact-box dd{margin:2px 0}.fact-box ul{padding-left:20px}.pdf-link,.aside-link{display:block;color:#fff;margin-top:17px;font-weight:700}.faq details{border:1px solid var(--line);padding:17px 20px;margin-bottom:10px;background:#fff}.faq summary{color:var(--navy);font-weight:800;cursor:pointer}.faq.narrow{max-width:820px}.link-list{display:grid;gap:12px}.link-list a{display:flex;justify-content:space-between;gap:15px;padding:18px;background:var(--soft);text-decoration:none}.link-list span{color:var(--muted)}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.article-grid article{padding:27px}.article-grid h2{font-size:1.35rem}.narrow{max-width:820px}.article-body .intro{font-size:1.3rem;color:var(--navy)}.article-body h2{font-size:1.7rem;margin-top:42px}.form-layout{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:40px;align-items:start}.quote-form{border:1px solid var(--line);padding:32px;box-shadow:var(--shadow)}.form-progress{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:32px}.form-progress span{padding:9px;background:var(--soft);color:var(--muted);font-size:.85rem;text-align:center}.form-progress span.active{background:var(--sky);color:var(--navy);font-weight:800}.form-step{display:none}.form-step.active{display:block}.quote-form label{display:block;font-weight:800;margin:18px 0 7px}.quote-form input,.quote-form select,.quote-form textarea{display:block;width:100%;padding:12px;border:1px solid #b8cbd2;margin-top:6px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}.form-actions{display:flex;justify-content:space-between;gap:15px;margin-top:25px}.back{border:0;background:none;color:var(--blue);font-weight:800;cursor:pointer}.consent{font-weight:400!important}.consent input{display:inline;width:auto;margin-right:8px}.form-note{font-size:.82rem;color:var(--muted)}.form-result{margin-top:28px;padding:25px;background:var(--sky)}.reassurance ol{padding-left:20px}.cta{padding:60px 0;background:var(--cyan);color:var(--navy2)}.cta-grid{display:grid;grid-template-columns:1.4fr .6fr;gap:40px;align-items:center}.cta h2{font-size:2.3rem}.cta .eyebrow{color:var(--navy)}.footer{padding-top:55px;background:var(--navy2);color:#c7d7de}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:35px}.footer-grid>div{display:flex;flex-direction:column;gap:8px}.footer h2{font-size:.85rem;text-transform:uppercase;letter-spacing:.08em;color:#fff}.footer a{color:#dce9ee;text-decoration:none}.footer-logo{width:215px}.footer-bottom{margin-top:40px;padding:18px 0;background:#061d29;font-size:.8rem;text-align:center}.mobile-cta{display:none}.legal{width:min(900px,calc(100% - 40px));margin:auto;padding:70px 0}.legal h1{font-size:clamp(2.2rem,5vw,4rem)}.legal h2{font-size:1.5rem;margin-top:35px}.notice{border-left:4px solid var(--cyan);padding:18px;background:var(--soft)}
@media(max-width:930px){.menu-button{display:block;margin-left:auto;border:0;background:none;font-weight:800;color:var(--navy)}.nav-links{display:none;position:absolute;top:88px;left:0;right:0;background:#fff;padding:20px;flex-direction:column;align-items:flex-start;box-shadow:var(--shadow)}.nav-links.open{display:flex}.dropdown{padding:0;width:100%}.dropdown-menu{display:block;position:static;width:auto;border:0;box-shadow:none;padding-left:15px}.nav-cta{display:none}.card-grid,.course-grid,.article-grid{grid-template-columns:1fr 1fr}.steps,.trust-grid{grid-template-columns:1fr 1fr}.content-sidebar,.form-layout{grid-template-columns:1fr}.sticky{position:static}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:650px){.wrap{width:min(100% - 28px,1160px)}.topbar .wrap{display:block;text-align:center}.topbar span{display:block}.brand img{width:175px}.nav{min-height:76px}.nav-links{top:76px}.hero{min-height:610px}.hero-copy{padding:68px 0}.hero h1{font-size:2.65rem}.hero-proof{display:block}.hero-proof li{margin:8px 0}.section{padding:58px 0}.card-grid,.course-grid,.article-grid,.steps,.trust-grid,.footer-grid,.split,.two-col,.cta-grid,.form-grid{grid-template-columns:1fr}.image-card img{height:190px}.quote{min-height:auto}.page-hero{padding:55px 0}.category-hero img{height:240px}.content-sidebar{gap:25px}.link-list a{display:block}.link-list span{display:block;margin-top:5px}.quote-form{padding:20px}.form-progress span{font-size:.7rem}.mobile-cta{position:fixed;bottom:0;left:0;right:0;z-index:50;display:grid;grid-template-columns:1fr 1fr;background:#fff;box-shadow:0 -5px 20px rgba(0,0,0,.15)}.mobile-cta a{text-align:center;padding:13px;text-decoration:none;font-weight:900}.mobile-cta a:last-child{background:var(--navy);color:#fff}body{padding-bottom:50px}.cta .actions{display:block}.cta .actions a{margin-bottom:10px}.footer{padding-top:45px}}